Privacy

Dear customer, in compliance with the provisions set forth in article 13 of Italian Legislative Decree No. 196 dated 30 June 2003, and with regard to your personal data which Cambiaso Risso Marine S.p.A. (hereinafter referred to as “CRM”), as data controller, has acquired or is in the process of acquiring during the fulfilment of its task as insurance or reinsurance broker, we hereby provide the following information:

1. PURPOSES OF DATA PROCESSING: The data collected shall be used by CRM for the following purposes: A. finalise, manage and perform any and all activities related to the assigned task and to claims settlement, which pertain solely to insurance and reinsurance brokerage; B. CRM may also use the data for commercial information and marketing purposes, statistical surveys or research.

2. PROCESSING  METHODS: data processing shall be carried out C. by means of operations or set of operations set forth in art. 4, section 1 letter. a) o Legislative Decree 196/03: data collection, recording, organisation, storage, processing, modification, comparison, interconnection, selection, extraction, inquiry, communication, blocking, erasure and destruction; D data shall be processed with or without the help of electronic or automated means;  E.  the processing operation shall be performed by the data controller organisation and by companies in charge of the processing, whose list is available at the data processor’s premises, directly cooperating with us and operating autonomously as personal data controllers. Such personal data controllers shall directly comply with the law in force regarding personal data protection. In particular, such  companies provide risk bearing services, store document data regarding contacts with customers, carry out inspections and surveys, and settle claims.

3. DATA COLLECTION:  Personal data shall be collected at the data subject’s premises or at our premises where data is processed. The data subject is required to provide common, sensitive, and, if the case may be judicial personal data for the purposes of carrying out the activities referred to in point 1-A, or for the performance of new contracts, fulfilment and execution of existing business relations, including settlement of any claim. Consent is not required for commercial and marketing purposes referred  to in point 1-B.

4. REFUSAL TO PROVIDE DATA: Any refusal to provide personal data required under part 3, for the purposes referred to in point 1-A, will result in the impossibility to perform insurance contracts or settle any claim. Refusal to provide data required under part 3, for the purposes  referred to in part 1-B, will not affect legal relations, either existing or being finalised, but will preclude any commercial and marketing promotion of CRM insurance products to the data subject.

5. DATA DISCLOSURE: Data may be disclosed - for the purposes set forth in point 1 and for processing operations having the same purposes or required by law - to the other insurance entities, like insurers, co-insurers and reinsurers; agents, subagents and agency producers; lawyers, insurance adjusters and workshops; service companies settling claims, IT companies or document storage companies; the Italian Ministry of Labour and Social Policy, and other data banks to which data must be forwarded, (for example, Italian Change Office, Accidents Records Office, Driver and Vehicle Licensing Centre); other public bodies and other CRM offices in the world. Personal data may also be used in anonymous and aggregate form for historical purposes for taking part  in public tenders. Such entities operate autonomously as data controllers and shall comply with the law in force; the list of recipients of personal data communications is available at our premises and the data subject may access such list free of charge, upon written application to the pro tempore data processor to fax number +39.010.5714249, or e-mail address: This e-mail address is being protected from spambots. You need JavaScript enabled to view it under article 7 of Decree-Law 196/03. CRM collects data containing information on its customers and their insurance positions, including but not limited to names, product sector, type of insurance policies and their maturity dates, as well as information on insurance companies which provide coverage to their customers or finalise insurance placement for their customers. All this information is stored in one or more databases. CRM may use or disclose information about its customers, if required by law, or by CRM policy, following legal proceedings or upon request of the police or other government offices. These data banks are used to the benefit of CRM customers and other CRM affiliates can access them for other purposes, including consultancy and other services for insurance companies for which CRM or its affiliates can be remunerated.

6. DATA DISSEMINATION: Personal data shall not be disseminated.

7. TRANSFER OF PERSONAL DATA ABROAD:  Personal data may be transferred  exclusively to CRM offices in EU countries or in third countries outside the European Union for the same purposes stated in point 1-A and B.

8. DATA SUBJECT’S RIGHTS:  Pursuant to art. 7 of D.L.196/03 the data subject shall have specific rights, including the right to obtain from CRM confirmation as to whether or not personal data concerning him exist and whether they are  available in intelligible form; he shall have the right to be informed of the source of the personal data, of the purposes and methods of the processing, of the logic applied to the processing, of the identification data concerning data controller the data processors, the designated representative and the entities or categories of entities to whom personal data may be communicated. The data subject shall also have the right to obtain updating, rectification and integration of the data, erasure, anonymization  or blocking of data that have been  processed unlawfully; he shall have the right to object, on legitimate grounds, to data processing. The data subject’s rights may be exercised, at any time, as set forth in art. 8 of Decree-Law 196/03.

9. DATA CONTROLLER AND REPRESENTATIVE: Data controller is CRM S.p.A., having registered office in

10. Genoa, Corso Andrea Podestà, 1 and pro-tempore data processor is Mr. Enrico Valenti